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The hidden gem screener uses the Benjamin Graham intrinsic value formula (V = EPS x (8.5 + 2g)) to identify undervalued small-cap stocks. It filters for P/E under 15, P/B under 1.5, PEG under 1.0, debt-to-equity under 0.5, and flags stocks trading at least 30% below intrinsic value with fewer than 8 analyst coverage.

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What is a free alternative for deep stock research?

StoQuant is a free-tier quantitative research platform for deep single-stock analysis. It scores US stocks daily with a walk-forward-proven Q-Score (0-100), publishes its measured out-of-sample track record, and produces a full evidence-based research memo for any ticker covering valuation, momentum, analyst consensus, insider activity, and machine-learning signals. It is a free alternative to Seeking Alpha, Simply Wall St, and TipRanks for investors who want the underlying proof, not just a rating.

How can I screen for undervalued hidden-gem stocks using alternative data?

StoQuant's hidden-gem screener blends classic value filters — the Benjamin Graham intrinsic value formula, P/E under 15, P/B under 1.5, and a 30% margin of safety — with alternative-data signals most screeners ignore: insider-buying clusters, SEC EDGAR full-text filings, credibility-weighted social sentiment, Google Trends attention, and short interest. This surfaces under-covered small-cap stocks (fewer than 8 analysts) before Wall Street catches on. The screener is free to use.

PAYPAL HOLDINGS INC (PYPL) Stock Forecast & Price Prediction

Data as of 2026-07-29 · PYPL trades at $58.32 (+4.01% today) · Financials sector.

ML Forecast (5-day)

47% bearish

Probability of beating the S&P 500 over 5 trading days

Q-Score

63/100

Grade C — "Hold" composite of 140+ signals

Analyst Target

$47.25

4 targets · $44.00–$51.00 · implied -19.0%

Why the model says this

The ML model scores PYPL on 51 live features, trained on 5,328 labeled outcomes and walk-forward validated. Biggest drivers of today's bearish call:

Pushing the forecast up

Momentum63d X Sma200 Distance +0.033
Asset Growth Rate +0.029
Realized Vol21d +0.025
Fcf Yield +0.021
Operating Margin +0.018

Pushing it down

Industry Rel Momentum63d -0.006
Rsi14 -0.005
Fed Funds Rate -0.004
M2 Money Supply Yoy -0.003
Revenue Surprise Percent -0.003

What Wall Street is saying about PYPL

Across 4 price targets published in the last 90 days (latest 2026-07-09), the consensus for PAYPAL HOLDINGS INC is $47.25 — spanning $44.00 on the low end to $51.00 on the high end.

Next-period consensus: EPS n/a (as of 2030-12-31).

Recent rating changes

Macquarie downgraded from Outperform to Neutral (2026-05-07)

Track record — don't trust a forecast without one

StoQuant publishes its full walk-forward accuracy, updated daily. Current hit rates across all scored signals:

Signal	Window	Hit rate	Avg return	Observations
Fundamental Undervalue	7d	51.6%	+0.52%	8,963
Vc Intelligence	7d	50.0%	+0.60%	16
Insider Buying	7d	49.4%	+0.66%	1,052
Volume Spike	7d	49.4%	+0.25%	6,072

See the full live track record → · How the model works

Peers & alternatives

HSBC research RY research MUFG research TD research SAN research

Compare PYPL vs HSBC head-to-head →

PYPL forecast FAQ

What is the PYPL stock forecast?

StoQuant's ML model estimates a 47% probability that PAYPAL HOLDINGS INC (PYPL) outperforms the S&P 500 over the next 5 trading days — a bearish short-term signal. Wall Street's consensus 12-month price target is $47.25 from 4 analyst targets.

Is PYPL stock a buy or sell right now?

StoQuant's Q-Score rates PYPL 63/100 (grade C, "Hold") and the 5-day ML signal is bearish at 47% probability. StoQuant publishes its full walk-forward track record at /proof — always check a forecaster's accuracy before acting.

What is the analyst price target for PYPL?

The consensus analyst price target for PAYPAL HOLDINGS INC is $47.25, with a range of $44.00 to $51.00 across 4 recent analyst targets — an implied -19.0% move from the current price of $58.32.

How accurate are StoQuant's stock forecasts?

Across StoQuant's walk-forward validated signal history, the fundamental undervalue signal hit its 7-day target in 51.6% of 8,963 observations (avg return +0.52%). Full methodology and live accuracy at /proof.

When does PYPL report earnings?

PAYPAL HOLDINGS INC has no confirmed upcoming earnings date in StoQuant's data right now. Dates are confirmed by companies typically a few weeks ahead.

Get PYPL's forecast refreshed daily — plus the full signal stack.

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Open the free screener Full PYPL research

Forecasts are probabilistic model outputs, not investment advice. Past accuracy does not guarantee future results. Methodology.