SOUTH PLAINS FINANCIAL INC (SPFI) — AI-Powered Stock Analysis & Research

Analysis updated Sep 24, 2026 — scores and signals refreshed daily.

SOUTH PLAINS FINANCIAL INC (SPFI) stock analysis — updated Sep 24, 2026: Q-Score 45/100 — Hold. AI alpha score, Graham intrinsic value, ML forecast, technicals and insider activity.

Key Quantitative Facts

At-a-Glance Metrics

Current Q-Score verdict: Hold (45.0) (grade C). Gem alpha score: 54.0. 31 signals analyzed (27 differentiated alt-data).

How This Analysis Is Built

StoQuant's analysis of SOUTH PLAINS FINANCIAL INC (SPFI) is refreshed every trading day. The Q-Score combines discounted cash flow valuation, earnings quality, competitive moat, analyst consensus, ML return forecasts, technical momentum and market sentiment into a single 0–100 composite. Insider transactions from SEC Form 4 filings, the Graham intrinsic value estimate and signal coverage are recomputed as new data arrives, so this page always reflects the latest available information.

Recent Price Action & History

Trading Data & Technical Analysis

SPFI stock price is tracked daily for technical and fundamental analysis. The data below shows recent trading activity used in trend analysis, momentum calculation, and entry/exit signals.

DateHighLowClose
2026-05-15$39.58$38.61$39.38
2026-05-28$40.52$40.12$40.44
2026-06-09$42.00$41.26$41.46
2026-06-22$41.50$40.25$40.59
2026-07-02$44.25$42.56$42.56
2026-07-15$43.07$42.08$42.76
2026-07-27$44.75$44.17$44.50
2026-08-06$45.45$44.87$45.04
2026-08-18$45.54$44.93$45.20
2026-08-28$44.38$43.54$43.66
2026-09-10$45.20$44.25$44.64
2026-09-22$44.67$43.67$44.05

Peer Comparison in Financials

Sector Peers & Valuation Comparison

How SOUTH PLAINS FINANCIAL INC stacks up against same-sector peers on market capitalization and alpha scores:

TickerCompanyMarket CapAlpha Score
HSBCHSBC Holdings plc$316.1B
RYRoyal Bank of Canada$261.5B
MUFGMitsubishi UFJ Financial Group, Inc.$221.2B
TDThe Toronto-Dominion Bank$185.1B
SANBanco Santander, S.A.$181.7B

Explore Sector Analysis

View all Financials stocks by valuation and signals →

Key Analysis Points for SOUTH PLAINS FINANCIAL INC

What Drove SPFI's Score

SOUTH PLAINS FINANCIAL INC (SPFI) scores Hold (45.0), and the composite conceals a 81-point disagreement between its dimensions. It is strongest on analyst consensus at 97 and earnings quality at 74, and weakest on AI Alpha (gem) at 36 and competitive moat at 16. A stock can carry analyst consensus that high while competitive moat sits at 16; the composite averages that tension away, which is why the breakdown is worth reading before the headline number. See Q-Score methodology for how these dimensions are weighted and combined.

Q-Score dimensions, normalized 0-100
DimensionScore
analyst consensus97
earnings quality74
technicals49
AI Alpha (gem)36
competitive moat16

Signal Diversity

StoQuant analyzes 31 signals (27 alt-data). Alternative data sources (FDA approvals, GitHub activity, SEC filings, App Store ratings) complement traditional financial metrics.

What StoQuant Measures for SPFI

Core Signals & Metrics

Learn StoQuant's Signals & Scoring

Knowledge Base & Methodology

All StoQuant signals are explained in our knowledge base:

Compare & Research Tools

Direct Comparisons

Broader Research Tools

Sector-Specific Research

Financials Hub — Top performers and valuation outliers in Financials

Free Daily Digest: SPFI in Your Inbox

Curated Signals for Your Watchlist

Get daily updates on SOUTH PLAINS FINANCIAL INC (SPFI): Q-Score changes, insider transactions, forecast shifts, sector rotation, and macroeconomic context. The StoQuant digest curates the most material signals for your watchlist — free, no account required.

Subscribe Now

See a sample digest • Unsubscribe anytime • Privacy policy

About StoQuant

Platform Overview

StoQuant is a quantitative stock research platform powered by AI scoring, fundamental analysis, and institutional-grade signals. We cover 3,600+ US-listed equities with daily updates on valuations, earnings quality, insider flow, and ML-based return forecasts. Learn more about us.

Embed & Share

Share SPFI Q-Score Badge

Share this stock's latest Q-Score and alpha score on your website, GitHub README, or blog. The SVG badge auto-updates daily:

<a href="https://stoquant.com/research/SPFI"><img src="https://stoquant.com/badge/SPFI.svg" alt="SOUTH PLAINS FINANCIAL INC (SPFI) Q-Score and Alpha on StoQuant" width="240" height="64" /></a>

Disclaimer & Methodology

How StoQuant Works

StoQuant research is generated algorithmically using public market data, SEC filings, news feeds, and proprietary ML models. Not investment advice. Past performance does not guarantee future results.

Learn More

Full methodologyTerms of useContact us.

Get the StoQuant digest — free

Weekly Q-Score signals and insider buying activity on our highest-conviction stock picks. Email only, no account needed. See a sample digest.